Planned Giving Tools
Benefits to you and your heirs
Charitable bequests (wills)
- deductible for estate tax purposes
- may significantly reduce or eliminate federal estate tax
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Charitable gift annuities
- charitable income, gift, or estate tax deduction
- tax-free portion of income for a period of time
- capital gains treatment of income on gifts of appreciated securities
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Retirement assets
- potential estate tax deduction
- transferring resources without hassle
- avoidance of income tax to heirs
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Charitable lead trusts
- reduce or eliminate transfer taxes on assets passed on to loved ones
- charitable income, gift, or estate tax deduction
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Charitable remainder trusts
- provide an income stream for lifetime or a specified duration
- attractive rate of return
- charitable income, gift, or estate tax deduction
- federal estate tax savings
- some capital gains treatment of income on gifts of appreciated assets
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Real estate subject to life estate
- retain use of home or farm
- charitable income, gift, or estate tax deduction
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At NCCF, we are committed to the estate planning process, and we want to make the process painless and easy for you. As a service to our friends, we offer comprehensive, confidential, and complimentary estate design consultation. For more information about these services, please contact us by e-mail at office@nccf4christ.org or 503-892-6264.
Planned Gift Advantages
Bequest (will or living trust)
- Retain control during your lifetime
- Ultimate means of demonstrating Christian stewardship
- May significantly reduce or eliminate estate tax
- No immediate income tax deduction
Gift Annuities
- Dependable lifetime income
- Payout rate based on age – older the recipient, higher the payout rate
- Portion of each payment may be tax free
- Capital gain spread of life of the annuitant.
Retirement assets
- All or percentage of account may be left to charity
- Can be used to establish a life income gift plan for heirs at donor’s death
- Bypasses income tax to heirs
- Possible estate tax savings
Charitable remainder trusts
- Income stream for life or a term of years
- May provide variable (unitrust) or fixed (annuity trust) income
- Avoidance of capital gain tax on appreciated assets
- Attractive rate of return
Charitable lead trusts
- Reduce or eliminate transfer taxes
- Assets passed to heirs
- Receive gift and estate tax deductions
- Provide an income stream for period of time
Life estate with residence
- Retain use of residence or vacation home
- Receive an income tax deduction
Planned gifts can be a vital part of your personal estate and financial planning strategy. You can become part of what God is doing through NCCF and reap the benefits of planned giving.
For more information about any of these gift plans, contact us at office@nccf4christ.org or 503-892-6264.
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