Planned Gift Advantages

Bequest (will or living trust)

• Retain control during your lifetime
• Ultimate means of demonstrating Christian stewardship
• May significantly reduce or eliminate estate tax
• No immediate income tax deduction

Gift Annuities

• Dependable lifetime income
• Payout rate based on age – older the recipient, higher the payout rate
• Portion of each payment may be tax free
• Capital gain spread of life of the annuitant.

Retirement assets

• All or percentage of account may be left to charity
• Can be used to establish a life income gift plan for heirs at donor’s death
• Bypasses income tax to heirs
• Possible estate tax savings

Charitable remainder trusts

• Income stream for life or a term of years
• May provide variable (unitrust) or fixed (annuity trust) income
• Avoidance of capital gain tax on appreciated assets
• Attractive rate of return

Charitable lead trusts

• Reduce or eliminate transfer taxes
• Assets passed to heirs
• Receive gift and estate tax deductions
• Provide an income stream for period of time

Life estate with residence

• Retain use of residence or vacation home
• Receive an income tax deduction

Planned gifts can be a vital part of your personal estate and financial planning strategy. You can become part of what God is doing through NCCF and reap the benefits of planned giving.

For more information about any of these gift plans, contact us at office@nccf4christ.org or 503-892-6264.